Where to take out a personal payday loan?

After we are in a situation of debt and in need of money, I know that the first solution that goes through our head is the personal payday loan. I know, everyone should have a financial organization, but most of the time this is not the reality. The good news is that it’s never too late to start. And that question beats: where to get a personal payday loan?

Before starting to research where to hire your personal payday loan it is important to understand the reasons that led you to it, perhaps paying off a larger debt, opening a business, expanding a business or making a dream come true! Oh yes, you can start looking for the institution you want to hire.

Where to take out a personal payday loan

Where to take out a personal loan

Today, an online personal payday loan is the easiest and fastest to hire. You gain more autonomy when choosing the institution and your bank does not become the only way out. In addition to doing all of this from home! The options are innumerable and I will show you how each option works in addition to giving you some tips on how to know if the institution is safe!

Personal Credit Good Finance

Good Finance is some of the online institutions that can offer you credit. Hiring is usually quicker and easier because they are less dependent on the bureaucracies that a loan from your bank needs to go through. I have separated some safe personal payday loan options for you to know:

Make a loan with a car or property as collateral.

Property loan as collateral or real estate financing

Asks you to synchronize your bank account and make a personalized credit analysis for your profile.

Of course, the online loan goes to make our life easier, but be careful! Since Good Finance appeared and this type of loan has gained strength, many people have fallen into the hands of scammers and lost money. So we made a video with 5 tips for you to never take this risk, see more:

And it is worth remembering that these and other safe institutions are on the Good Credit platform. So, if you need money just go there, connect your accounts and we look for the best offer for you.


Asking for a personal payday loan at the bank is the best-known modality, but not always the cheapest. There is usually a need to do everything in person and with all the documents in hand.

With the arrival of new types of loan and Good Finance intermediating these transactions, many banks have started offering the loan online. But usually banks only evaluate the user’s transactions at the institution itself to do their credit analysis.


They are private institutions very similar to banks, but they are much smaller and have limited activities. They specialize in offering loans and financing (from personal credit to asset financing) to investments. Among the options so far, they are usually the most expensive alternative.

They are regulated and supervised by the Central Bank, but, unlike banks, they do not have a large “menu” of products and services. It is very common to find finance companies that are linked to large banks. Therefore, it is always important to check if the finance company is authorized even by the BC before hiring any product.

P2P Good Finance

There is also a type of loan in which you take money from another person. It is called peer to peer (P2P), or person-to-person loan. This modality, still new in Brazil, came to facilitate the hiring of personal credit and is also offered by Good Finance.

Good Finance specializing in P2P loans will help you get credit as an individual or legal entity, they do a credit analysis to accept or not to lend them money and then, the interest and the agreement term are agreed. The modality is gaining strength because the interest paid may be lower than the market average!

And where does the money come from? The platforms combine several loan application contracts with the same profile in one package. And interested investors (people who have money left over) buy a part of that package. Interest paid to investors, in fact, is usually more attractive than traditional fixed-income investments.

Credit cooperative

Credit cooperative

The biggest difference between a credit union, also known as a financial union, and a bank, is that the union is not for profit. It exists in order to assist its associates with financial products.

Cooperativism is a way in which society organizes itself through mutual help so that the common problems of members can be solved with collective efforts, carrying out actions that, possibly, would not have the results achieved individually.

The objectives of a credit union

Credit unions have a number of objectives to help their members. Among these objectives are:

  • Establish easier ways to offer members access to credit and other types of financial products.
  • Make the member willing and able to save money.
  • Offer loans to members with lower interest rates than those practiced by the market.
  • Development of the concepts of group spirit, solidarity, and mutual help.
  • Provide credit and banking assistance to members, offering more suitable conditions, promoting the development of the local economy and generating jobs and income.

The options for hiring personal payday loans online are several. It is worth evaluating all the possibilities before deciding the best one and finding the one that best suits your profile. We know your profile according to your transactions and bring you the best option. To do your simulation, access here.

Easy Credit Opportunity

Credits are the whole amount of money or services provided through banks. Today, every bank provides loans to those who have a good track record. Credits are taken in at least 2 business days after the necessary research is done.

But for people with a poor record, getting a loan is just a dream. The event, called the registry, is a score held by the Credit Bureau.

It passes as GFI score and each bank can reach these score details. Before taking a loan, it enters the system with the TC number of the person and reports the result. GFI points are created according to the loans and payments made by the person from the banks.

Irregular and delayed payments made on a credit card, falling into a lawyer, credit debt, legal proceedings, etc. are negatively reflected in the GFI score. According to this score, loans with a certain limit are given or not given at all. However, in the face of this situation, people with bad records cannot take out any amount of credit.


Another detail that the banks pay attention to is the income document. In order for the person to take out a loan, he must have insurance and bring the payslip to the bank. In the face of this situation, the loan application of people who have no salary from anywhere is not approved.

There are also banks that give credit to those with low credit ratings, but without proof of income, they do not give credit in these banks. Apart from the payslip, a rental income or other income can also be documented.

If one of these documents is not included, banks directly refuse the loan.

Our Service Details


When the conditions of lending of banks are met, they give credit to each person. The types of customers that banks are interested in are those with regular payments or those with high incomes. Even a single application of these persons is approved instantly.

We established our company in 2014 to serve our customers in this regard. In the beginning, we provided credit consultancy services to increase the GFI score. However, we started to work on this business due to the bad track record of our customers and some problems.

We provided loans to many of our customers in a short time and made them close their debts in a short time. Moreover, while doing these operations, we keep the fees such as file costs very low.

We take out loans in a very short time to those who have any bad records, those who have credit debt, those who have credit card debt, and those who have a legal follow-up. Moreover, we do not require income documents or other documents while doing these transactions.

The list of people who give money with promissory notes is quite full. Those who give money in exchange for promissory notes should definitely not be trusted. These people, by applying almost 0 interest in return for the money they give, make victims of the people and the result of those who apply to this process ends even with suicide.

The proposals made by these people should be rejected directly and should be avoided. Such people sometimes do not give bills even when they get their money back and drag people in bad ways.

Our company is an organization that has been put into service to produce solutions in this regard. Before the lenders or loan, shark phone numbers in the community are investigated, they should be discussed with our company.

By applying through our website, the required credits can be withdrawn easily. All credit types available in the market are available. Consumer loans, vehicle loans, housing loans, and consumer loans are included in these loans. Moreover, we leave the payment intervals and maturity numbers to our customers.

We do not want any documents and guarantors while doing these operations. Also, we do not deal with bills or other documents. Transactions such as the process of obtaining loans from normal banks continue and result in a short time.

How To Get Credit From Our Company?


To do this, you must first log into our site and write down the loan amount and the term. After this process, a form will appear on the screen and the information requested on the form must be answered correctly. After the mobile phone is written, the credit response will arrive shortly.

After the answer is reached, the connections with our company are established by phone. Documents to be signed are sent to the given address and signatures are requested from these documents. After the documents are properly examined, signatures are sent and sent back by cargo.

Moreover, all shipping charges are covered by our company. After the documents are sent back, the process of obtaining a loan is completed and money is transferred to an account within 3 business days. But after the money is withdrawn, payments must be made on the set payment dates.

Lightning credit for low earners

Low earners are already penalized enough for having so little money at their disposal each month. The situation is exacerbated when they urgently need money for repairs or other things. The bank employee then only shakes his head sympathetically when requesting a loan.

The banks have requirements for lending, which they mostly follow. This also includes the appropriate amount of the customer’s monthly receipt of money so that the customer receives a loan. This requirement is missing for a low earner.

Lightning credit for low earners

Lightning credit for low earners

If you are a low-income earner, you don’t even have to be unemployed. Unfortunately there are occupational groups in which people are fed starvation wages. Unskilled workers are particularly affected. Nevertheless, they also have to make a living, even if money is often scarce. To grant such a loan to a person is a little negligent, because here the anger is already inevitable. But there are also ways to responsibly lend money to a low-income earner. Ultimately, it depends on the amount needed.

Many banks grant a loan from as little as $ 1,000. If you now choose a long term, you pay longer, but you may be able to afford the monthly installments. Many of these low earners can overdraw their checking accounts within their salary levels. Before there are long discussions with the bank advisor, it is worth taking advantage of them if the overdraft facility is sufficient. This is the quickest way to get a lightning bolt for low earners.

Swiss credit

Swiss credit

Anyone who already has negative Credit Bureau entries will not receive a lightning credit for low-income earners in Germany. However, the situation is different with Swiss credit. The banks that grant this loan are actually based in Switzerland. Hence the name. They are not affiliated with Credit Bureau and do not report a loan to this organization. However, the borrower must not be unemployed or self-employed. There are special intermediaries in Germany who establish contact between the loan seeker and the bank in Switzerland. However, it is not possible to speak of a lightning credit for low-wage earners, since the procedure takes several days.